Spread the cost of your purchase.

Have you always dreamed of owning a caravan or lodge, but worry about the upfront cost? Our flexible caravan finance options could help you make that dream a reality. With deposits starting from just 10% and a range of repayment periods to choose from, you can break down the cost of buying a holiday home into affordable monthly payments.

We only work with reputable Finance Conduct Authority-regulated lenders to bring you competitive caravan finance deals – meaning you could be getting the keys to your brand new or pre-loved holiday home with just a 10% deposit. Factoring in your monthly repayments, running costs and site fees, you can work out a comfortable budget to suit you and your family - and put yourself one step closer to experiencing the joy of owning your very own holiday home or lodge with Cosgrove Estates.

Why Choose to Finance Your Purchase

  • Spread the purchase price into affordable monthly repayments
  • Cosgrove Leisure only works with authorised Financial Conduct Authority-registered lenders.
  • Deposits from just 10%
  • From 9.9% Annual Percentage Rate*
  • Choose from a range of repayment periods, allowing you to spread the cost further

Finance FAQs

Can I purchase any holiday home or lodge on finance?

We offer a wide range of new and used holiday homes and lodges for sale. Various finance options may be available, but the ultimate decision lies with the finance provider who will apply certain eligibility checks and status assessments when processing your finance application. To find out more about whether your chosen holiday home is eligible for finance, enquire online and our team will be happy to help.

Do I need a deposit to purchase a holiday home or lodge on finance?

Yes, in order to qualify for static caravan finance, you’ll need to contribute a minimum deposit of 10% against the purchase price of your chosen holiday home. You may wish to pay more than the minimum required amount and benefit from lower monthly repayments over the duration of the loan term agreement.

Can I make monthly payments towards the purchase of my purchase?

Yes, if you choose to purchase your holiday home or lodge using finance, following the payment of your initial deposit, you’ll pay your remaining balance monthly – with the amount you pay each month related to the purchase price, deposit amount, interest rate and loan term. Use our handy finance calculator above to see how much your monthly repayments could be.

How long can you finance a purchase?

The maximum loan term our finance providers typically offer for static caravan finance is 84 months – subject to lender assessment. However, occasionally, we’re able to offer longer agreements for lodge purchases. By choosing to repay your loan over a longer period, you may able to reduce your monthly payments, however, additional interest will be incurred, meaning the total amount repayable may be higher.

What is the APR% when purchasing a static caravan on finance?

Our lenders are currently offering a representative APR rate of 9.9% when financing a holiday home or lodge purchase. however this rate may vary.

What is the process of applying for finance?

Once you’ve identified a region, holiday park, or model of a holiday home or lodge you’re interested in, your next step is to submit an enquiry. You can do this online or by calling us on 0333 059073. Our friendly team will talk you through the next steps and arrange an appointment for you to visit your chosen park. Once you’re on the park, one of our team will talk you through your purchase options, including finance. If you decide to go ahead, they’ll complete your application with you and submit it to our lenders for assessment.

*Actual APR is subject to status and may vary.

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